Advisory services
Choose the Question You Need to Answer
Each advisory service below is organized around the question it is designed to answer. Select the one that matches your most pressing decision.
Bakery Profit and Cost Diagnostic
Also known as: Health Diagnostic
Owner question
Why is my bakery busy but not producing enough profit or owner benefit?
Review covers
Sales, food cost, labor, prime cost, occupancy, debt, owner compensation, product mix and operating pressure points.
Client report
Bakery Profit and Cost Diagnostic Report
13-Week Bakery Cash-Flow and Runway Forecast
Also known as: Runway
Owner question
How much cash will the bakery need over the next 13 weeks, and when could pressure occur?
Review covers
Starting cash, receipts, payroll, purchasing, accounts payable, rent, debt, taxes, owner activity and known events.
Client report
13-Week Runway Decision Report
Bakery Food Cost, Pricing and Margin Analysis
Also known as: Margin Calculator
Owner question
Are bakery products priced to cover their actual cost and produce useful contribution?
Review covers
Recipes, current ingredient cost, packaging, actual yield, waste, selling prices, discounts and channel fees.
Client report
Food Cost, Pricing and Margin Report
Menu Pricing and Product Profitability Review
Also known as: Product Mix / 80-20 Review
Owner question
Which bakery products are really making money?
Review covers
Sales volume, contribution dollars, product mix, waste, production time, labor demands and constrained capacity.
Client report
Product Profitability and Menu Action Report
Bakery Break-Even and Weekly Sales Tracker
Also known as: BEP Weekly Tracker
Owner question
How much must the bakery sell each week to cover operating and cash obligations?
Review covers
Fixed costs, contribution margin, weekly sales, debt, taxes, owner payments and seasonal changes.
Client report
Break-Even and Weekly Sales Report
Bakery Channel Profitability Review
Owner question
Which sales channels produce profit and cash after their specific costs?
Review covers
Retail counter sales, wholesale, delivery platforms, catering and special orders, farmers markets and corporate accounts — compared by revenue, product cost, packaging, commissions, delivery expenses, payment fees, discounts, refunds, labor, capacity requirements and collection timing.
Client report
Channel Profitability Report
Bakery Revenue Driver Diagnostic
Owner question
Is the constraint customer traffic, average ticket, customer frequency, product conversion, capacity, availability or pricing?
Review covers
Transactions, average ticket, items per sale, customer frequency when available, product mix, promotions, stockouts, capacity, dayparts and sales channels.
Client report
Revenue Driver Report
Bakery Profit Improvement and Operational Advisory
Also known as: Continuing Advisory
Owner question
Are the agreed actions improving the business's financial and operating position?
Review covers
Performance against the baseline diagnostic, weekly indicators, action progress, break-even, cash position and material operating changes.
Client report
Monthly Advisory Performance Report
Brokerage services
Bakery Business Valuation — What Is My Bakery Worth?
When the question is value or sale readiness, the applicable deliverable is a Broker’s Opinion of Value. Bakery and café BOVs and licensed California seller or buyer representation are conducted through Accel Business Advisors.
Advisory services are provided through Flour & Finance and may be available regardless of location. Licensed California business brokerage services, including Broker’s Opinions of Value, are conducted through Accel Business Advisors. Advisory services do not include certified appraisals, audits, legal, tax, accounting, lending or immigration advice.