Question 1

Who is Brian Bacher?

Accepted Answer

Brian Bacher is a bakery and café operator, advisor and business broker with 27 years of industry experience. He founded and operated a three-location bakery and café company, and has worked in advisory and brokerage since 2018. He holds a California Department of Real Estate license (No. 02059943) and has contributed to Pastry Arts magazine.

Question 2

What is Flour & Finance?

Accepted Answer

Flour & Finance is Brian Bacher's advisory practice. It provides decision-support services to bakery and café owners facing operating, financial and ownership-transition decisions. Advisory services include the Bakery & Café Health Check, 13-Week Bakery & Café Runway and Bakery & Café Business Value & Exit Readiness engagements.

Question 3

What is the relationship between Flour & Finance and Accel Business Advisors?

Accepted Answer

Advisory services are provided through Flour & Finance. Licensed California business brokerage — including the purchase and sale of bakery and café businesses — is conducted through Accel Business Advisors, where Brian holds an active license. The two operate under separate engagements. Flour & Finance does not conduct licensed brokerage transactions directly.

Question 4

Do you work with bakery and café businesses?

Accepted Answer

Yes. Flour & Finance focuses exclusively on bakery and café businesses, including retail bakeries, bakery cafés, café and coffee shop operations, wholesale and production bakeries, and multi-unit operations.

Question 5

Where are advisory services available?

Accepted Answer

Advisory services — including the Bakery & Café Health Check, 13-Week Bakery & Café Runway and Business Value & Exit Readiness engagements — may be available regardless of client location. Engagements are conducted remotely and are not limited to California.

Question 6

How do I determine which service is appropriate?

Accepted Answer

The introductory conversation is used to understand the business, the immediate objective and whether an advisory engagement or brokerage representation is the right path. You can review the individual service pages for a general description, then reach out to discuss your specific situation.

Question 7

Where are brokerage services available?

Accepted Answer

Brian is licensed to conduct business brokerage in California. Licensed California transactions — including the sale and acquisition of bakery and café businesses — are conducted through Accel Business Advisors. If you are located outside California, please reach out to discuss whether and how Brian may be able to assist.

Question 8

What types of buyers does Flour & Finance work with?

Accepted Answer

Brian works with a range of buyers, including first-time buyers, experienced operators expanding to additional locations, investors, and international buyers exploring U.S. acquisition opportunities. Each buyer situation is evaluated individually.

Question 9

Is the introductory conversation confidential?

Accepted Answer

Yes. All inquiries and conversations are kept strictly confidential. The introductory conversation is used to understand the business and objective — it does not create an engagement or obligation on either side.

Question 10

How are sensitive documents submitted?

Accepted Answer

Please do not email or attach tax returns, bank statements, payroll records or other sensitive financial documents through the contact form or by email. If an engagement proceeds, secure Client Portal access will be provided for document exchange.

Question 11

Do you provide legal, tax, accounting, lending or immigration advice?

Accepted Answer

No. Flour & Finance and Accel Business Advisors do not provide legal, tax, accounting, lending or immigration advice. Nothing on this website or in any conversation should be interpreted as such.

Frequently Asked Questions

About Brian and Flour & Finance

Advisory Services

Business Value and Brokerage

Buying a Bakery or Café

Confidentiality, Documents and Advice

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